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What if you could find health insurance quote estimate that was comprehensive and affordable? If your looking for dental insurance broker we can help! We offer inexpensive family or individual instant vision insurance quote, contact one of our qualified agents!

We will go over all our plans that are best for you. You will feel confident that you are well taken care of with our professionally trained agents.

We can establish new coverage or enhance existing benefits easily and affordably so you can be covered.

Not having coverage can really hurt you. Every year people who are not insured realize the importance of a good plan. Being covered is our goal and we are there for you.

Group-Be aware of your needs when looking for your plan. It is important that you do consider and evaluate the needs of the potential members. Fulfilling everyone’s needs will be our main goal in helping you choose the right coverage. We know how important it is for people to feel protected and we can help you achieve this.

Out of all the plans on the market, our agents know what is best. Feeling secure in your choice is our main goal.

Group Health Insurance

We provide insurance to members of a formal group such as employees of a firm or members of an association. Group insurance is distinguished from individual insurance in which single policies are sold to one person at a time and from social insurance (e.g., unemployment insurance, social security), which is sponsored by the government.

Because every group is different, we take the time to find the right plan for your group. To find out more information, or just check out the rates for group health insurance, fill out our no obligation group health insurance quote form.

Medical Suppplements

Medicare was started in 1966 to help with medical expenses. It’s a national health insurance program designed to help people age 65 and over with medical expenses. It also assists certain younger disabled people and people who have kidney failure.

There are two parts of Medicare, Hospital Insurance and Medical Insurance. Part A helps to pay for your in-hospital expenses, care in a skilled nursing facility, and provides limited benefits for home health care and hospice care.

Medicare Supplement insurance plans were developed to help fill the gaps in Medicare.

Long Term Care

There’s a good chance that you may need to pay for nursing home, assisted living or, home health care one day. In fact, more than half of the U.S. population will require long-term care at some point in their lives.

If you’re concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security, the cost of long-term care.

Annuities

Americans are living longer and spending more time in retirement. In fact, the average American will be retired for 18 years. A retirement nest egg is probably the largest amount of money you will ever need to accumulate. How will you do it?

Think about a fixed annuity. Fixed annuities are a safe, risk-free way to plan for a comfortable retirement. You do so, on a tax-deferred basis. The money is protected, and you can get a guarantee that you’ll never outlive the income you receive from the annuity.

Disability Insurance

Becoming disabled through an injury or sickness can mean a significant loss of
income. Disability insurance is a form of health insurance that provides a person who becomes disabled with income to cover living expenses that continue in spite of the disability.

Seniors

Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance.

Medicare Supplements are a health insurance policy sold by private heath insurance companies to fill the “gaps” in Medicare coverage.

Health Insurance Companies:

Blue Cross and Blue Shield

Fast Health Insurance provides free BCBS quotes
Doctor The Blue Cross and Blue Shield Association consists of forty locally operated, independent member companies. For over seventy years, BCBSA has prided itself on providing affordable health insurance without compromising the quality of health care. Blue Cross and Blue Shield Plans provide coverage for over ninety-two million people in all fifty states, the District of Columbia and Puerto Rico. Compare Blue Cross Blue Shield health insurance quotes with other top carriers in your state.

The BCBSA Plans had over one-thousand members in 1929, three million members in 1939, and over eighty-eight million members by 2003. The ‘Blue Plans’ continue to grow in enrolment by focusing on its members, and providing top quality, affordable health care coverage.

Since its inception in 1966, Medicare has been supported by the BCBSA. The Blue Cross and Blue Shield Association has helped the program grow to effectively care for elderly and disabled Americans. The Blue System is the largest processor of Medicare claims in the United States. Over fifty percent of all U.S. federal employees, retirees, and their families have been enrolled in BCBSA since the Federal Employees Health Benefits Act of 1959 was enacted by Congress. Blue Cross and Blue Shield has been closely affiliated with Labor since the 1930s and 1940s, and currently provide benefits to more union workers, retirees, and their families than any other national health insurance carrier. The Blue Cross and Blue Shield Association has established contracts with a greater number of hospitals and physicians than any other insurance company. BCBS health insurance cards are accepted by over eighty percent of hospitals as well as almost ninety percent of physicians in the United States. Join the one in three Americans who have found affordable Blue Cross Blue Shield health insurance coverage.

The Blue Cross Blue Shield Association asserts that the way a company stays competitive is by keeping its employees healthy. Blue Plans allow companies to offer their employees access to the doctors and hospitals that are desirable and convenient for them. Such hospitals and physicians are accessible in both urban and rural areas, within the United States, and in over two-hundred foreign countries. According to the Blue Cross Blue Shield Association, this quality health insurance coverage will help employers attract and retain valued employees. Over seventy-five percent of Fortune 100 companies and approximately one half of all Fortune 500 companies offer Blue Cross and Blue Shield health insurance coverage to their employees. Some of the corporations that offer BCBS Plans include AT&T;, Boeing, United Airlines and Wal-Mart.

BCBSA administers coverage through indemnity insurance, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, as well as Fee-for-Service plans. Whether you are looking for large employer coverage, small business coverage, or individual health coverage, for families without access to group health insurance, the Blue Cross and Blue Shield Association has a plan to meet your specific needs. Compare health insurance plans and coverage from the Blue Cross and Blue Shield Association, the oldest and largest organization of health benefits companies.

Anthem Blue Cross Blue Shield

Anthem BCBS Health Insurance Quotes
Doctor Compare Anthem Blue Cross Blue Shield health insurance quotes with other top carriers in your state. Anthem asserts that their mission is to improve the health of those that they serve, and is committed to operating as a responsive and responsible corporate citizen. Anthem BCBS works with other providers, as well as hospitals and physicians to provide efficient and effective health care while ensuring healthy relationships between their members and health care providers.

Anthem is based in Indianapolis, Indiana, and provides health coverage to over ten million people. Anthem, Inc. is the licensee for Blue Cross and Blue Shield for Indiana, Kentucky, Ohio, Connecticut, New Hampshire, Colorado, Nevada, Maine, and Virginia. It is the fifth largest publicly traded health benefits company in the country, and is listed on the New York Stock Exchange under the trading symbol ATH.

Anthem BCBS operates by focusing on the goal of helping people stay healthy, in addition to offering health care coverage. To achieve this goal, Anthem provides programs and information that can help its members cope with serious health conditions, and offers reminders to its members to have preventive screenings.

Anthem Blue Cross and Blue Shield is dedicated to supporting charitable, civic and non-profit organizations, especially those which further the Anthem mission of improving individuals’ health. There are three categories of charitable giving in which Anthem Blue Cross and Blue Shield participates. ‘Healthy Minds’ is committed to educational charity, ‘Healthy Bodies’ is for health related groups, while ‘Healthy Communities’ contributes to community projects and human services initiatives. Anthem Blue Cross and Blue Shield accepts written requests for charitable contributions, giving special attention to those organizations which benefit individuals in communities where Anthem members work and live.

Anthem Blue Cross and Blue Shield offers a variety of online pharmacy services to its members. Members have the ability to order prescription refills and check the status of such orders, view their prescription history, search the Anthem drug formulary, find a convenient pharmacy, and read confidential messages regarding personal health care. Members can have prescription refills delivered to their homes through the ‘Anthem Rx Direct Mail Service Pharmacy’.

Anthem Blue Cross and Blue Shield makes an effort to cater to its members, making health care information, in addition to health care itself, as accessible as possible. Through the Anthem web site, members are able to learn about the latest health news, important preventive screenings, and the difference between brand name and generic drugs. Anthem members can create their own web pages with a personal profile, customized news on relevant health topics and direct links to favorite topic pages and self-care centers. Thousands of health related articles as well as an extensive medical library are available to members. Over four-thousand brand name and generic drugs are identified and explained within the Anthem drug database.

Anthem BCBS goes beyond simply providing health care coverage. Keeping people healthy is the mission of Anthem Blue Cross and Blue Shield. Compare Anthem Blue Cross and Blue Shield health insurance plans and coverage to find an affordable health care plan for you and your family.

Humana Health Insurance

Doctor Humana is a health benefits company with about seven million medical members in fifteen U.S. states and Puerto Rico. Humana provides coverage through government sponsored, employer, and individual plans. Coordinated health insurance coverage and related services are administered through administrative services products, preferred provider organizations, consumer driven plans, health maintenance organizations, government sponsored plans, and plans for United States military dependents and retirees. The headquarters of Humana is located in Louisville, Kentucky and has been one of the nation’s top health insurance carriers for over forty-three years.

Humana offers health benefits and services to companies of all sizes, whether they provide coverage for tens of thousands of employees, or just a few. Small businesses can take advantage of the affordable health insurance offered by Humana. Humana is committed to helping people not only treat, but prevent the development of health problems. In pursuit of these goals, Humana has established innovative wellness and chronic disease intervention programs. Several programs, including End Stage Renal Disease, Congestive Heart Failure, and Diabetes initiatives, have received national recognition, according to Humana.

HumanaOne is the Humana category of individual health insurance. HumanaOne plans are intended to offer flexible and trusted health coverage for its members. Humana asserts that affordability and other qualities often found in group health plans can be available to individuals through HumanaOne coverage plans. Humana offers a ‘Personal Nurse’ service that directs members toward information and tools that allow them to better understand their health care options, and take advantage of the benefits available.

SmartSuite, SmartSelect, and SmartExpress are offered by Humana and are designed to assist employers in handling substantial increases in medical expenses. In order for employees to select the plan to suit their specific needs, the Humana ‘Smart’ products offer a variety of health plans with reasonable cost sharing options. SmartSuite is described by Humana as full replacement health coverage, directed toward consumers, that offers a number of smart options to employers and their employees. SmartSelect is a health benefits system that can be customized to address employee payment preferences. With SmartSelect, Humana members can decide whether they prefer low premiums with a higher point of service cost, or higher premiums with a lower cost at the point of service. SmartExpress is a system of health plans that was created for businesses employing between two and two-hundred-ninety-nine individuals. Humana designed SmartExpress for employers who want the ability to control and predict health care costs as much as possible.

Humana provides guidance to members in choosing the appropriate plan from its ‘Smart’ products with the ‘Health Plan Wizard’. This tool is available to members online to assess various plans and select the one that best suits their needs. The Health Plan Wizard compares plans based on potential expenses, such as co-pays and monthly premiums. Members answer questions regarding their personal budget and health care priorities to receive a side-by-side comparison of Humana Smart plans. The Health Plan Wizard is just one example of the consumer-friendly online services provided by Humana. Compare Humana health insurance plan types to find quality, affordable coverage.

 

Golden Rule Health Insurance

Instant Golden Rule Health Insurance Quotes
Doctor Golden Rule insurance was created in 1940 by Michael Andrew Rooney and his wife Mary Frances, and was originally operated out of the basement of the Rooneys’ home in Lawrenceville, Illinois. In 1949, their son Pat and his friend, Frank Ladner, joined the business, and by 1959 Golden Rule had thirty-two employees. By 1970, the company employed over one-hundred-fifty people and had offices in Lawrenceville and Indianapolis, Indiana. Golden Rule continued to expand and experienced a major increase in growth throughout the 1980s. Compare Golden Rule health insurance quotes with other top carriers in your state.

During the 1990s, Golden Rule introduced several new insurance options. In 1990, ‘Shared Risk’ (now called ‘Basic Plan’) was created for unexpected, large health care expenses. In 1993, Golden Rule offered Medical Savings Accounts (now called Health Savings Accounts) to its employees. Golden Rule worked with Congress to pass the Health Insurance Portability and Accountability Act (HIPAA), in 1996, in order to provide significant tax benefits for small businesses and self-employed individuals.

The Ward Financial Group is a management consulting firm that specializes in the insurance industry. Each year, Ward publishes a list of fifty companies from across the United States, as the best performing insurance companies. Golden Rule asserts that its consistent inclusion in ‘Ward’s 50 Benchmark Group’ is a result of the company’s dedication to effectively meeting the needs of its members. Well-trained customer service representatives at Golden Rule are prepared to provide efficient service regarding claims and requests.

Co-pay Plans, High Deductible and Basic Plans, Health Savings Accounts for self-employed individuals, Short Term Medical Plans, and Medicare Supplement Plans are all available through Golden Rule. Individuals and families looking for help coping with routine medical costs and coverage for major health expenses should opt for Co-pay Plans. High Deductible and Basic Plans were created for those who want to take more responsibility for routine health expenses, and save money on premiums. Health Savings Account Plans can help members gain control over health care costs with a tax-favored savings account and top quality health insurance coverage, according to Golden Rule. Short Term Medical Plans are best for what Golden rule refers to as “in-between times” and can provide health coverage plans for between one month and six months. Golden Rule offers a thirty day ‘free look’ at Medicare Supplement Plans. If you are not satisfied with your Medicare Supplement Plan within thirty days, Golden Rule will fully refund your premium payment. Compare Golden Rule health insurance plans and coverage.

Golden Rule health insurance coverage caters to its members’ individual circumstances with customized plans. Such plans include a maternity benefit, prescription drug card benefit, supplemental accident benefit, physician and provider networks, and term life benefits. Golden Rule can help potential members find and select the appropriate plan, depending on individuals’ particular needs. Whether you are self-employed and seeking a personal health plan, or find your employer’s plan too expensive, Golden Rule can provide a plan that meets your needs. Find affordable and high quality Golden Rule health insurance.

Affordable California Health Insurance

Blue Shield of California serves over three million members and earns approximately six billion dollars in annual revenue, making it the third largest health coverage plan in the state. Blue Shield of California is headquartered in San Francisco and has been providing health care coverage for Californians since 1939. This nonprofit organization employs about forty-two-hundred people and has over twenty offices located throughout the state. Upon enrolment with Blue Shield of California, you will have access to preventive care benefits, optional HMO or PPO dental coverage, a huge selection of physicians and hospitals (over 52,000 physicians and over 350 hospitals), and protection against major health care expenses. Children under the age of nineteen can receive special rates through the “YouthCare” program provided by Blue Shield of California. Even if you do not have a Blue Shield health insurance plan, your children are still eligible for coverage.

Blue Cross of California
Blue Cross of California and its affiliates provide health coverage and services to over 6.8 million members and has been serving Californians since 1937. As a member of Blue Cross of California, you will have access to a wide variety of doctors, specialists and hospitals through one of California’s largest physician and hospital networks. With a number of health plans to choose from, you can select the one that is appropriate for you and your family. Blue Cross of California does not believe it penalizing its loyal members, which is why it offers the same affordable rates for returning members that are offered to new members. Discounts are negotiated between Blue Cross of California and its network physicians and hospitals to give you the health care that you need, while saving you money. “Tonik” is a special plan, designed by Blue Cross of California, targeting young, healthy, and physically fit Californians. This health insurance coverage provides preventive care, emergency care, prescription drugs, vision and dental care. There are three Tonik Health Plans; Plan 1 is for the ‘Thrill Seeker’, Plan 2 is for the ‘Part-Time Daredevil’, and Plan 3 is for the ‘Calculated Risk Taker’. Tonik Health Plans vary in the level of monthly premiums, the number of covered doctor visits, and the level of your deductible.

Health Net of California

As a member of Health Net, you will benefit from the experience that comes with the company’s history of providing health coverage since 1979. Health Net of California offers its members access to tens of thousands of contracted network physicians. Serving more than two and a half million people throughout the state, Health Net is one of the largest and most respected health insurance companies in California. With one of the largest systems of medical professionals in the state, Health Net of California offers a network of almost fifty-thousand physicians, five-hundred-fifty physician groups and affiliates, four-hundred-twenty hospitals, and forty-seven hundred pharmacies. No matter that your specific health care needs, no matter what your budget, Health Net of California offers a plan that will suit you and your family.

PacifiCare of California

PacifiCare of California was established in 1978 and has built alliances with prominent medical groups throughout the state. Through such relationships PacifiCare of California has supplied health care providers with educational tools, training, and other resources in addition to simply contracts. PacifiCare has one of the largest provider networks in the state of California. This network consists of over two-hundred-thirty hospitals, thirty-thousand primary care physicians and specialists, and over forty-five-hundred pharmacies. As a member of PacifiCare of California, you and your family are able to change your primary care physicians as often as once a month and each member is free to have their own primary care physician to suit his or her particular health care needs. PacifiCare is also committed to designing strategies to address technical and information system integration. PacifiCare of California received has accreditation from NCQA many times throughout the past ten years.

LifeWise Health Insurance

Fast Health Insurance provides instant LifeWise Health Insurance quotes.
Doctor LifeWise is a system of health insurance carriers operating in Washington, Oregon, Alaska, and Arizona. LifeWise offers its members a variety of benefit levels and deductibles to choose from, depending on which plan is appropriate for you or your family. As a member of LifeWise, you will have the freedom to make an appointment with a specialist without obtaining a referral from your primary physician. With a vast selection of health plans, you can choose the right one for your budget and your health care needs. LifeWise also offers integrated coverage for life insurance, disability, and dental coverage plans.

LifeWise asserts that its mission is to provide its members with peace of mind regarding their health care coverage. Individual Preferred Provider Organization Plans, offered by LifeWise, include the Plus, Preferred, Prime, Value and HAS PPO Plans. These offer higher levels of benefits for services administered by the LifeWise list of Preferred Providers. LifeWise Traditional Indemnity Plans allow subscribers to get medical care from any eligible licensed provider. Plans offer specific, unique benefits depending on the needs of the individual.

LifeWise is a private, for-profit company. In 2003, LifeWise reported its annual revenue at $348 million. LifeWise and LifeWise affiliates have approximately three-thousand employees, and provide health insurance coverage to about 1.5 million people in Oregon, Washington, Alaska, and Arizona. Products offered by LifeWise include Preferred Provider Plans for groups and individuals, qualifying health plans for Health Savings Accounts, Traditional Indemnity Plans, Medicare Supplemental Insurance, vision, prescription, and dental benefits.

LifeWise offers an overview of health plan types to outline the advantages of each, for potential subscribers. Some of the assets of enrolling in a PPO (Preferred Provider Organization), cited by LifeWise, include statewide provider networks, easy claim filing, no balance billing, flexible benefits, quality customer care, nationwide care when traveling, and no required referrals. The advantages of Traditional Indemnity Plans, according to LifeWise, include the freedom to choose one’s own provider, easy claim filing, cost effectiveness, flexible benefits, as well as excellent customer service and no required referrals. Health Savings Account (HSA) Qualified Plans are attractive because of the potential tax savings, lower insurance premiums, greater choice in treatment options, retirement savings potential, and personal control over health care coverage. LifeWise also offers Supplemental Benefit Options. One Supplemental Benefit is the Prescription Drug Buy-Up Option, which may be provided at an additional cost, allowing subscribers to get prescription drug coverage without a deductible or a yearly maximum. Another Supplemental Benefit Option is the Alcohol Dependency Treatment Plan, which can be provided at an additional cost, with a forty-five hundred dollar limit within twenty-four consecutive months. Compare health plan types offered by LifeWise to find one appropriate for you or your family.

CIGNA Health Insurance

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Doctor The CIGNA health insurance company began in 1792, as INA (Insurance Company of North America). It was the first marine insurance company in the United States. CIGNA is known as the oldest stockholder-owned insurance company in the nation. In 1981, the Connecticut General Insurance Corporation, renamed Connecticut General Corporation, and the Insurance Company of North America (INA) decided to merge. In 1982, CIGNA was introduced. Compare CIGNA health insurance plans with other carriers operating in your region to find one that suits you and your family.

CIGNA medical benefit plans and products include the CIGNA Choice Fund, COBRA, Health Maintenance Organization (HMO) and Network plans, Indemnity, Open Access, Open Access Plus, Open Access Plus In-Network plans, Point of Service (POS) plans, as well as Preferred Provider Organization (PPO) plans.

The CIGNA HealthCare Choice Fund can help members pay for health care expenses covered by CIGNA. The CIGNA Choice Fund will provide you with control over how your medical care money is spent, the freedom to select your own physician, as well as programs and services that will help you maintain a healthy lifestyle.

When you enroll for a CIGNA HMO plan, you can select your own primary care physician (PCP), as well as a primary care physician for each member of your family. Your primary care physician will provide you with routine medical care, give you referrals to specialists in the CIGNA network, and file claim forms for you. Even after you choose your primary care physician, you have the option to change to another primary care physician at any time.

As a member of a CIGNA Open Access Plan, you will be able to visit any network specialist without a referral. While you are not obligated to select a primary care physician, CIGNA encourages you to do so, in order to coordinate your medical care and treatment.

CIGNA HealthCare promotes the health of its members through health education, and friendly reminders for checkups and preventive care that are targeted toward men, women, and children. CIGNA members enjoy a large provider network, a statewide specialty care network, reasonably priced co-pays, office visits that include x-rays and lab work, as well as discounts on services such as LASIK, dental care, and acupuncture. CIGNA HealthCare offers benefit plans that provide access to preventive care and health education programs. Members receive information regarding local and national wellness programs that encourage healthy living. CIGNA also offers wellness programs including Women’s Health, Men’s Health, the Child Health Immunization Program, and the Healthy Babies program. CIGNA HealthCare Health and Wellness member services include twenty-four hour access to health information, care for chronic conditions (Well Aware), a weight loss wellness program (Healthy Steps), a childhood obesity program, healthy moms and babies program, member discounts (Healthy Rewards), quality transplant care, and the Well-Being newsletter.

Assurant Health Insurance

(Previously known as Fortis Insurance)
DoctorAssurant Health has been in business since 1892, and provides health care coverage for over one million people across the country. Assurant Health is one of the top health insurance carriers in the United States, and provides coverage to individuals, families, and small employer groups. Assurant describes itself as an organization with experience, expertise, and commitment. Solid health insurance protection, customized coverage, extensive provider networks, and prompt, fair claim payments are some of the services that Assurant Health promises its members.

Assurant Health provides a variety of health plan types to members who do not have employee or group coverage. Individuals and families who may be interested in such plans include the self-employed, employed individuals who are not offered a group plan by their employer, dependants of those covered by group plans, and early retirees. Assurant Health offers a number of attractive benefits including worldwide, 24-hour a day coverage, an eight million dollar lifetime benefit maximum, wellness benefits, extensive networks of physicians and hospitals to choose from, no required referrals to visit a specialist, no annual limit for prescription drugs, no special limits on Intensive Care Unit coverage, no special limits on air or ground ambulance coverage, a single deductible for accidents that involve more than one member of a family, and a one year rate guarantee.

Assurant Health asserts its size, stability, and strength as a health insurance carrier. To support this assertion, Assurant Health cites specific qualities as a leader in the individual medical insurance market, a top seller of temporary health insurance in the United States, as well as one of the leading independent providers of health insurance to small businesses, individuals and their families. Assurant Health prides itself on being one of the first companies to offer Health Savings Accounts, and is one of the top sellers of such accounts. A portfolio of Health Reimbursement Arrangements (HRAs) is offered by Assurant Health, for small employer groups.

Assurant Health identifies its cornerstone as consumer choice. The company is committed to providing its members with flexibility and options in financing their health care, and offering an extensive network of providers to choose from. Assurant Health has over two-hundred-thousand local agents who are devoted to customer support.

Potential subscribers to Assurant Health can take advantage of the ‘Buyer’s Guide’, which can provide clear answers to your health insurance questions when looking for coverage. Assurant Health provides potential customers with general descriptions of each health plan type, in an effort to guide individuals toward the appropriate plan. Some of the plans offered include Consumer Choice- Health Savings Accounts, One Deductible Plans, RightStart Plans, Value Plans, Network Plans, Traditional Plans, and Optional Benefits. Compare Assurant with other health insurance carriers in your region to find individual or group health insurance coverage.

Intermountain Health Care

Fast Health Insurance provides instant IHC health insurance quotes.
Doctor Intermountain Health Care is a non-profit organization dedicated to providing health care to individuals who need it, regardless of their financial situation. Intermountain Health Care serves the state of Utah as well as southeastern Idaho, offering excellent and affordable health care plans. Compare IHC with other carriers in your region to find an appropriate health insurance plan for you or your family.

Intermountain Health Care operates on a set of core values including mutual respect, accountability, trust, and excellence. IHC aims to provide quality service to its customers as well as the physicians with whom it is affiliated. Intermountain Health Care intends to be a model health care organization, and to serve as a national leader for the administration of non-profit health care.

Intermountain Health Care provides a variety of options for individuals seeking health care plans. Such plans include Health Maintenance Organization products, ‘HealthSave’, which is a high-deductible plan, offered by IHC, as well as Health Savings Accounts. HMO products require members to receive care from participating providers and hospitals, with the exception of emergency services and urgent care when out of town. HealthSave was created to be used in tandem with a Health Savings Account. Compare plans offered by Intermountain Health Care with other carriers in your area to find a health insurance plan that suits you and your budget.

As a non-profit organization, Intermountain Health Care is concerned with its members’ health, not its shareholders. IHC hospitals and clinics are there to serve the community, by offering charitable care to eligible patients, and financial support to community clinics that offer care to the homeless and low-income populations. Intermountain Health Care meets the medical needs of underprivileged individuals through IHC community and school clinics, IHC Foundation grants, Intermountain Community Care Foundation grants for community health care centers and homeless clinics, and the coordination of volunteer services of IHC employees. Intermountain Health Care also administers training and consultation for Healthy Community Initiatives, providing resources and referral information and training in the development of partnerships in the community, coordinating humanitarian donations of equipment and furniture to other non-profit organizations and agencies, and establishing relationships with other agencies within the community. In order to meet the health related needs of the under-served, Intermountain Health Care collaborates with other agencies and providers to identify models and measures of success in addressing the medical needs of such individuals.

Intermountain Health Care asserts its dedication to serving the diverse needs of its members in both urban and rural communities, regardless of age or socioeconomic status. Intermountain Health Care tries to balance the needs of its members and their communities with the resources available. Compare Intermountain Health Care plans with other Utah carriers to find the right health coverage for you or your family.

Horizon Blue Cross Blue Shield of New Jersey

Doctor Horizon Blue Cross Blue Shield of New Jersey has almost 6 billion dollars in annual revenues, employs over forty-five-hundred individuals, and provides coverage to more than three million people. Horizon BCBS of New Jersey offers plans including Horizon HMO, Horizon Point of Service, Horizon Preferred Provider Organization, Horizon Direct Access / Open Access, Horizon Medical Savings Accounts, and Traditional Indemnity Plans. Horizon Blue Cross Blue Shield of New Jersey has provided quality health care products and services to residents of New Jersey since 1932. Since its inception in 1966, Medicare has been supported by the BCBSA. The Blue Cross and Blue Shield Association has helped the program grow to effectively care for elderly and disabled Americans. The Blue System is the largest processor of Medicare claims in the United States. Over fifty percent of all U.S. federal employees, retirees, and their families have been enrolled in BCBSA since the Federal Employees Health Benefits Act of 1959 was enacted by Congress. Blue Cross and Blue Shield has been closely affiliated with Labor since the 1930s and 1940s, and currently provide benefits to more union workers, retirees, and their families than any other national health insurance carrier. The Blue Cross and Blue Shield Association has established contracts with a greater number of hospitals and physicians than any other insurance company. BCBS health insurance cards are accepted by over eighty percent of hospitals as well as almost ninety percent of physicians in the United States. Join the one in three Americans who have found affordable Blue Cross and Blue Shield health insurance coverage.

BCBSA administers coverage through indemnity insurance, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, as well as Fee-for-Service plans. Whether you are looking for large employer coverage, small business coverage, or individual health coverage, for families without access to group health insurance, Blue Cross and Blue Shield of New Jersey has a plan to meet your specific needs. Compare health insurance plans and coverage from the Blue Cross and Blue Shield Association, the oldest and largest organization of health benefits companies.

As a member of Horizon Blue Cross Blue Shield of New Jersey, you will be able to access a variety of value added programs including informative resources on health care related topics, as well as discounts on health related products. Horizon BCBSNJ offers educational programs on health and wellness, and an extensive medical library and other online tools. Horizon BCBSNJ also provides Case Management Programs including a High-Risk Maternity Program, Post-Discharge Contact Program, Wound Care Program, and Utilization Management Philosophy. Other Horizon Blue Cross Blue Shield of New Jersey tools include a Healthy Living Calendar, Discount Programs, a tool called “My Health Manager”, and many more.

On January 1, 2004, Horizon Blue Cross Blue Shield of New Jersey established and began operating “The Horizon Foundation for New Jersey”. This foundation was created with the intention of promoting good health and a high quality of life for New Jersey residents. Horizon Blue Cross Blue Shield of New Jersey continues its tradition of community involvement through this foundation, and also uses it to continually encourage employee volunteer activities.

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